Tampa Injury Law Firm for Motor Vehicle Accidents
After a car accident in Florida, one of the most important aspects for any victim to understand is car accident insurance and what benefits may be available given the policy of the other driver and/or your own policy. Since policies are often confusing, and insurance companies are more concerned about limiting their liability than helping customers understand the language in those policies, it is important to speak with an attorney who can answer all of your questions.
At the Tampa law firm of Fiol Law Group, our auto accident lawyers can explain your coverage and advise you on what options you have to recover compensation for medical bills and property damage.
Common Car Accident Insurance Questions
There are many questions that you may have about your insurance after an accident. These are some common ones that we receive at Fiol Law Group.
Will my insurance rates go up, even if the accident was not my fault?
It doesn't seem fair that after an accident that leaves you injured you should have to deal with increased insurance rates. Fortunately, if you were not at fault, your insurance coverage will not go up, and you will not be penalized for the negligent actions of another driver.
Should I pay the deductible if another driver was at fault?
It is important to pay this deductible, at least temporarily, in order to ensure that the insurance process proceeds correctly. It may be possible to recover this deductible payment as part of a lawsuit or settlement.
What about an accident with a driver who doesn't have insurance?
In Florida, uninsured and underinsured motorist coverage is an available option offered by insurance companies that will allow you to draw from your own policy in the event of an accident with an uninsured or underinsured driver. If you are unsure as to whether you have this coverage, talk with us about your policy.
Contact the law firm of Fiol Law Group to schedule a free consultation and get more answers to questions that you have about your auto insurance coverage in Florida.
