Injured by a Driver Without Adequate Insurance?
Uninsured and underinsured motorist (UI/UIM) coverage can play a crucial role if you have been injured in a car accident and someone without adequate insurance was at fault.
At the law firm of Fiol Law Group in Tampa, we help clients pursue uninsured and underinsured motorist claims against their insurance companies throughout Central Florida including St. Petersburg, Orlando, and Palm Bay. Contact us today for a free consultation with a Florida uninsured motorist claim attorney. We will charge you no fees or costs unless we help you recover money damages.
Understanding What Is Covered by UI/UIM Insurance
Uninsured and underinsured motorist coverage is a special type of auto insurance coverage that is optional under Florida law. If you have UI/UIM coverage, your own insurance company may be obligated to compensate you for injuries caused by:
- Drivers who break the law by driving without insurance
- Drivers who do not have enough insurance coverage to compensate you
- Hit-and-run drivers who cannot be identified after the fact
In Florida, not everyone with auto insurance has uninsured and underinsured motorist coverage. However, if you do have this coverage, a lawyer may make the difference when it comes to getting the full compensation you legally deserve.
An Advocate Pursuing Your Claim With Your Insurance Company
Your insurance company has a legal duty to act in good faith in its dealings with you. However, your insurance company may handle uninsured and underinsured motorist claims in the same way they handle other auto accident cases. That is to say, your insurance company is likely going to try to minimize their own liability at every point in the process.
Hiring an attorney gives you an advocate who is exclusively dedicated to your interests. Don't hesitate to contact Fiol Law Group to discuss how we can help you pursue fair compensation for car accident injuries caused by an uninsured, underinsured or hit-and-run driver.
